⚠️ EnrollSmartNow is NOT a government website. Not affiliated with Medicare, Medicaid, CMS, or any government agency.

Privacy Policy

Last Updated: January 1, 2025 | Effective Date: January 1, 2025

Summary: EnrollSmartNow collects information you provide through our forms and uses it to connect you with licensed insurance agents who may contact you. We use Jornaya and TrustedForm to verify consent. We do not sell your data to non-insurance third parties. You can opt out at any time.

1. Who We Are

EnrollSmartNow, LLC ("EnrollSmartNow," "we," "us," "our") is an independent marketing and consumer referral company. We operate the website enrollsmartnow.com and the subdomains feins.enrollsmartnow.com, medins.enrollsmartnow.com, acains.enrollsmartnow.com, and autoins.enrollsmartnow.com (collectively, "Sites"). We are not a government entity, insurance company, licensed broker, or insurance agent.

2. Information We Collect

Information You Provide: When you submit a form, we collect: first and last name, email address, phone number, ZIP code, state, date of birth, gender, and any additional information relevant to the specific insurance type you inquired about.

Automatically Collected: IP address, browser type and version, operating system, referring URL, pages visited, timestamps, and device information.

Third-Party Verification: We use Jornaya (LeadiD) and TrustedForm to verify and document your consent. These services collect behavioral data during your form interaction, including consumer actions and the text you were shown. See our Compliance Page for details. Jornaya may provide Visual Playback of your form session to mutual clients for compliance auditing purposes, per Jornaya's policy.

3. How We Use Your Information

4. Who We Share Your Information With

Licensed Insurance Professionals: Your information is shared with licensed insurance agents, agencies, and carriers ("Buyers") who may contact you to discuss insurance options. These Buyers are required by contract to use your information only for the insurance vertical for which you provided consent and may not resell your information without authorization.

Service Providers: We share data with our technology providers including Google (Google Sheets), our custom CRM platform, Jornaya (consent verification), TrustedForm (consent certification), and hosting/security providers. These providers are bound by data processing agreements.

Legal Requirements: We may disclose information when required by law, court order, or to protect our legal rights.

We Do NOT: Sell your information to data brokers, marketing lists, or non-insurance third parties not described above.

5. Your Communication Consent

When you submit a form, you expressly request to be contacted by licensed insurance agents. Contact may occur by telephone (including autodialed or prerecorded calls), text message (SMS), and/or email. This consent is not required as a condition of purchasing any goods or services. You may revoke this consent at any time by contacting us at optout@enrollsmartnow.com or by telling the agent who contacts you to remove you from their contact list.

6. Data Retention

Consent records, including Jornaya LeadiD tokens, TrustedForm certificate URLs, IP addresses, timestamps, and consent text snapshots, are retained for a minimum of five (5) years from the date of submission. Other lead data is retained for as long as necessary for business operations and legal compliance. See our Data Retention Policy for details.

7. California Residents — CCPA/CPRA Rights

If you are a California resident, you have the right to: (1) know what personal information we collect and how it is used; (2) request deletion of your personal information; (3) opt out of the sale or sharing of your personal information; (4) non-discrimination for exercising your rights.

To exercise these rights: Submit a Request Here or email privacy@enrollsmartnow.com.

We will respond to verified requests within 45 days. Note: We cannot delete information we are legally required to retain (such as consent records required under TCPA best practices).

8. Other State Privacy Rights

Residents of Virginia, Colorado, Connecticut, Utah, Texas, and other states with comprehensive privacy laws may have similar rights to access, correct, delete, and opt out of processing of their personal data. Contact us at privacy@enrollsmartnow.com to exercise these rights.

9. Security

We implement industry-standard security measures including HTTPS/SSL encryption in transit, data encryption at rest, server-side access controls, rate limiting, and regular security reviews. No system is 100% secure, and we cannot guarantee absolute security.

10. Children's Privacy

Our Sites are not directed to individuals under 18 years of age. We do not knowingly collect personal information from minors. If you believe we have collected information from a minor, please contact us immediately.

11. Links to Third Parties

Our Sites may contain links to third-party websites. We are not responsible for the privacy practices of those sites. We encourage you to review their privacy policies.

12. Changes to This Policy

We may update this Privacy Policy from time to time. The updated date will be reflected at the top of this page. Continued use of our Sites after changes constitutes acceptance of the updated policy.

13. Contact Us

For privacy-related questions, data requests, or opt-outs:
Email: privacy@enrollsmartnow.com
Opt-out link: Do Not Sell My Personal Information